Saturday, September 29, 2018

5 Startup Steps Every Young Entrepreneur Needs to Take

Are you a young entrepreneur with a great idea for a small business? Wondering where you should begin? Building a successful startup takes more than just a good idea. It takes hard work, patience, and the right amount of planning. To get you started on the path to success, here are a few steps to help turn your startup into a thriving business.

Create a Productive Office at Home

Working on a start-up means most of your hours are going to be spent in the field or behind the scenes. Since you don’t have an office, you will need somewhere to work on building your business and making it into a success. That’s why an efficient home office is a must for you. Start by looking for a space inside your home that is free of other distractions. As a general rule of thumb, living rooms and bedrooms aren’t going to be the best place to focus on your work. Choose a corner or spare room away from living areas, and keep televisions out. Be sure to pick up some quality equipment as well, like a lightweight laptop and a smartphone.

Look Into Your Funding Options

If you’re going to create a successful startup, you’ve got to have some sound financial sources. Thankfully, there are quite a few small business loans that you can access to provide cash your startup needs. However, if you decide to go this route, make sure you check out your credit report and keep it clean so you can access financing options such as small business loans and business credit cards. When a loan is not an option or you just don’t want to deal with payments, there are other ways to fund your startup. You could bootstrap your own funds, crowdsource, or look for an angel investor to back your new business.

Build a Solid Business Plan

One of the most important steps you can take when starting a small business is to develop a detailed business plan. Aside from a requirement for loans and other business financing, having a business plan will allow you to carefully review each step you will take in the coming months. You will be able to see any improvements that need to be made, then take your next business steps with confidence. If you need some help getting started, you can download an app that will guide you through the process or look for workshops at a local college or business association. 

Learn How to Relieve Stress

Starting a new business is a big step in your life, and you should be excited to take it. Building a successful business, however, can also be very stressful. Startup stress is very real and can have serious impacts on your health and mental wellness. When you are personally vested in your business and success, it becomes hard to separate your business life from your personal life, but you have to find some ways to positively cope with stress. Simple stress-relief practices, like meditation or yoga, can help relieve tension and keep you feeling happy and healthy. Even something as small as learning to say “no” can have a big impact on your stress levels.

Don’t Be Deterred by Failure or Setbacks

Failure is a part of success. That’s a hard lesson for most young business owners to learn, but the truth is that you will fail in some ways and you will have setbacks. Learning to overcome your failures and evolve because of them is the true key to long-term success. Make setbacks a part of your business plan or roadmap to success, and plan ahead to work around them. Try to become a positive thinker and keep moving forward in the face of obstacles. Above all, don’t be afraid to reach out to friends, family members, or even professionals for support.

If you want to build a new business from the ground up, you need the right tools to create a solid foundation. Planning can go a long way in helping your business succeed, but having some help never hurts either. Combined, you have all you need to help your business thrive.

Photo Credit: Pexels

Wednesday, September 26, 2018

Passive Income can help you Earn More without Working More



Passive income is basically income that you generate without doing much for it on an on-going basis. This means income that you receive regardless of whether you’re physically working at the time.
Passive income is the most lucrative form of income, and it can set you free and give you more time to focus on what you want to do in life – what you really want to be doing with your time. Passive Income gives you more time to work on yourself; you are able to spend more time with your loved ones, and you are free to go on holiday as you wish. You can travel the world, and do whatever you want.
Not having enough money or being trapped by a job is going to kill your motivation and make you feel like you can’t get to where you want to get to. A lot of people spend their time working every day but hate their jobs and who they work for. There are always new things and new opportunities to make income, and you don’t need to be physically working to enjoy an income.
If you are tired of working for a living and making someone else rich with your hard work, Columbus Financial and Success Coach can introduce you to a better way to let your money work for you instead of you working for your money. The rich don't work for their money; they enslave their money to work for them. And you can do it too. You just need the desire and commitment to change your life today!
Columbus Financial and Success Coach will introduce you to a simple system called passive income which can change your life. With passive income, you’ll go from working for a living to letting your money work for you. Your money works for you and you don't work for your money. You don't need a $100,000.00 or $50,000.00 to start. Can you believe just $30 will start you on your way to a new life?
Call Columbus Financial and Success Coach today, at 614 282 3162 or visit their website at http://www.columbusfinancialcoach.com


Sunday, September 16, 2018

Understanding the Complete Picture of Homeowner Finances

Understanding the Complete Picture of Homeowner Finances

While many different valuable subjects are taught in school, many people enter adulthood without a proper knowledge of financial planning. This can lead to poor decisions and money management down the line. It is important for adults to be knowledgeable about their finances, but this is even more critical if they are planning on purchasing a home. While you may not have the time for a full-fledged financial education, you will definitely benefit from a brief overview of important financial preparation techniques. Here are some personal finance hacks you may not be familiar with that can help reduce stress as you prepare to buy a home.

Understand Your Complete Financial Picture


The most important thing you can do with regard to your finances when you are preparing to buy a house is to form a complete picture of your current financial situation and how the purchase of a home will affect it. The best way to do that is to audit your assets and finances. Start by writing out two columns for your assets (your property with value) and your liabilities (money you owe). In the assets column, write in your current bank account total, along with any savings, stocks, and spare cash you have. Next, add in the value of your property, like your car and any higher-priced electronic devices. In the liabilities column, write down debts of any kind you may owe, including credit card debt, taxes, and more.

Compare the two numbers to see whether your worth currently nets positive, negative, or neutral. You can use this total to determine the ideal price for your home, as well as what steps you need to take to pay for it without drastically changing your current standard of living. In particular, try to pay off your debt as soon as possible to remove any additional drains on your income. 

Calculate the Associated Costs

Many home buyers know how to plan for a mortgage payment, but it is common for new buyers to forget about the other costs associated with the purchase and maintenance of a home. In addition to the main price of the property, you’ll also have to pay for the utilities and HOA dues, as well as any routine maintenance that may be required. If you are buying a house in less than stellar shape, you may also want to hire a home inspector to look over your home before you buy it. Be sure to account for these costs in your budget -- you can use an online home cost calculator to determine the true cost of the property.

Cut Costs Wherever You Can


Saving is generally understood as a useful way to be financially stable, but what is less widely understood is precisely how to save. It is a much easier process if you have calculated your assets, liabilities, and net worth.  If you have an expected value for the home you are about to purchase and roughly know how much you’ll be paying per month, you can estimate how much money you will need to save each month for your home. While a significant difference between your current monthly net profit and the cost of the house may indicate the house is too expensive for you at the present time, a closer pair of numbers means that you will be able to pay for your house, with a few adjustments to your current routine.

You can save a large amount of money each month by reducing the amount of fast food and processed food you consume. Even though it may mean you will have to take an extra hour each day to cook, home-cooked food will generally be less expensive than paying for convenience -- and it will make you healthier, to boot. 

Another way you can cut costs is by reducing the amount you spend on entertainment. While this doesn’t mean you have to refuse engagements with your friends, it is advisable to cut the amount you drink at night -- drinks and activities rapidly add up before you know it. 

Buying a house is a costly proposition, but you can manage it as long as you have a full understanding of the associated costs and your current financial position. Once you’ve purchased it, continue to practice your money-saving habits to become even more financially stable as a new homeowner.

Photo Credit: Pexels.com


Wednesday, September 12, 2018

Credit Repair helps you Remove Negative Items from your Credit Report

Credit Repair helps you Remove Negative Items from your Credit Report

Over the years, there has been a stigma attached to having bad credit. This doesn’t mean anyone is set out to be irresponsible; sometimes medical bills or other unexpected items come up, putting people in difficult financial positions. Other times, the mistakes of youth stick with most people on their credit report much longer than they would like.

Having bad credit is an unfortunate problem that a lot of people face, especially in today's economic climate. Having a poor credit score can have a very negative impact on your financial health and can result in higher interest rates, loan application rejections, and more. That's why so many people have turned to credit repair companies to help fix their credit and improve their FICO scores.




Credit repair involves cleaning up negative information on your credit report that may have slipped through the cracks, such as errors and delinquent accounts. Although it can be a do-it-yourself project, it is advisable to hire a credit repair company to completely clean up incorrect or duplicate listings on your credit report. Attempting to improve your credit score by yourself can be a slow process but enlisting the help of a credit repair company could move you more quickly along the road to a clean credit report and better credit score. 
Credit repair companies are experts at credit legislation and spotting these erroneous listings — holding credit bureaus, banks, debt collectors and lenders accountable for reporting accurate information. Credit repair services work by helping to remove negative items from your credit reports such as late payments, liens, foreclosures, repossessions, and more.

Columbus Financial & Success Coach is a trusted name in the credit repair industry with a history of satisfied customers. As a respected company with an impeccable service record, Columbus Financial & Success Coach is upfront about the fees clients will have to pay. They provide the full terms and conditions of their services before letting you hand over your resources.

Start your credit repair journey today with Columbus Financial & Success Coach and relish an extraordinary experience. Columbus Financial & Success Coach accumulate hours and hours of experience and continue to develop a level of expertise in credit repair that only experts who have dedicated themselves to credit repair can attain. When you have less-than-stellar credit, managing and improving your finances is key to giving yourself the best chance of lender approval.

Columbus Financial & Success Coach
www.columbusfinancialcoach.com

Debt Counseling can help you repay your Debts Perfectly

Debt Counseling can help you repay your Debts Perfectly

A lot of people struggle to keep on top of their financial situation and fail to meet their debt repayments as their expenses exceed their income. If you are over-indebted and unable to repay all your financial obligations in a timely manner, or your total debt repayments exceed your net income after living expenses have been paid for, and you fear it may stay like this for a while, you may want to consider debt counseling.

Over-indebtedness occurs when a consumer is unable to repay all financial obligations in a timely manner and/or where total debt repayments exceed net income after living expenses have been paid for. Being over-indebted results from various factors, including applying for loans which would render you over-indebted or living a lifestyle that is above your means or even by unexpected incidents like losing employment or being in a serious accident. These situations can incur serious debt; it can result in skipping payments to some creditors and only paying a few in order to keep head above water each month.



Debt counseling is intended to assist over-indebted consumers struggling with debt through budget advice, negotiation with credit providers for reduced payments and restructuring of debts. This is a great process for anyone with an income and struggling to meet their monthly obligations.
It is common for people to have debt in order to make monthly ends meet. When they go to debt counselors, their biggest problem is often a fear of the unknown – of being unaware of what their options are. Debt counseling will not only help steer such people in one direction, but give them unbiased information.

Columbus Financial & Success Coach comprises of extremely qualified, knowledgeable and supportive debt counselors that will negotiate with credit providers on the behalf of clients, as well as design and implement an affordable debt repayment plan. Their number one goal is to understand what a consumer’s main financial goal is, so they can empower them to resolve the issue and stay focused. Columbus Financial & Success Coach aims to empower clients to take control of their finances, as well as their future financial decisions.

If you are in serious debt, consult a debt counselor who will arrange a repayment schedule with your creditors. Over-indebtedness should be dealt with as soon as possible. Do not leave the situation to deteriorate before seeking financial assistance.

Columbus Financial & Success Coach 
614-282-3162

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News Release - Columbus Financial & Success Coach Relocates to Springfield Ohio

News Release - Columbus Financial & Success Coach Relocates to Springfield OhioFor Immediate Release
Media Contact
Derek Bliedung
614-282-3162
Columbus Financial & Success Coach
http://www.columbusfinancialcoach.com

After phenomenal growth in Columbus, Ohio, Columbus Financial & Success Coach is pleased to announce that they have relocated to Springfield, Ohio to better serve both the Columbus, Ohio and the Dayton, Ohio markets

In recent years, Columbus Financial & Success Coach has been growing rapidly, in terms of clientele, staff, as well as technologies. To cope with the rapid growth of their company, Columbus Financial & Success Coach is constantly upgrading their office facilities to serve their clients better, as well as allowing their staff to have a better working environment.
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Furthermore, Columbus Financial & Success Coach is an innovative firm. With a team that has close bonding, they are able to strive and excel even further; therefore relocating to Springfield, Ohio and upgrading their office facilities constantly will give them a more comfortable place to work in and perfectly serve both the Columbus, Ohio and the Dayton, Ohio markets. A better working environment will help the Columbus Financial & Success Coach team members to be motivated and perform their day-to-day tasks more effectively and efficiently.

Customer satisfaction has always been Columbus Financial & Success Coach’s first priority. They strive to build healthy relationships with their clients by identifying their needs and providing the best possible experience for them. Columbus Financial & Success Coach puts the needs and requirements of a client ahead of anything and everything else.

About Columbus Financial & Success Coach
Columbus Financial & Success Coach is a family-owned and operated firm. It was founded in 2011 by Derek P. Bliedung, a phenomenal and successful financial life coach with over 10 years of experience in the financial services industry.

Columbus Financial & Success Coach has one major goal – to help people get out of debt, save towards their goals and enjoy the freedom that comes with being in control of their money. Their mission is to enable people to live their ideal lives by making the most of their assets, and investing wisely for that future. Helping people and doing right by them is what inspired Columbus Financial & Success Coach to get into this line of work.

For more information, please visit: http://www.columbusfinancialcoach.com